Rebirth Strategy: When & How to Rebirth
Learn how to use rebirths in Your Bank to unlock new floors, increase your income multiplier, and speed up your long-term progression.
Key Takeaways
- Rebirth resets your cash but gives a permanent income multiplier and unlocks new floors
- Break-even time tells you if a rebirth is actually worth it
- Use the Rebirth Calculator together with Coins/Hour – don't guess your timing
What is Rebirth in Your Bank?
In Your Bank, rebirth is a prestige mechanic that resets your cash back to a small starting amount (around $10,000), but gives you a permanent income multiplier and unlocks new floors with more worker slots. Each rebirth level makes it easier to scale your bank faster.
Warning
Rebirthing at the wrong time can set you back hours. Always calculate your break-even time before rebirthing!
Rebirth Levels & Rewards
These example values are based on research and are meant as a guideline. Always treat them as approximate, not official numbers.
| Rebirth Level | Bonus | Required Cash | Floors Unlocked |
|---|---|---|---|
| 0 (Start) | x1.0 | - | Floor 1 only |
| 1 | x1.5 | $1,000,000 | Unlocks Floor 2 |
| 2 | x2.0 | $250,000,000 | Unlocks Floor 3 |
| 3 | x3.0 | $10,000,000,000 | Unlocks Floor 4 |
The Break-Even Formula
The key to optimal rebirth timing is understanding break-even time. This is how long it takes after rebirthing to earn back the progress you sacrificed.
Break-Even Time = Current Cash ÷ (Income/Hour × (New Bonus - Current Bonus))
Rule of thumb: Only rebirth if your break-even time is shorter than your planned play session.
Use Our Calculator!
Don't do the math manually. Our Rebirth Calculator (together with the Coins/Hour Calculator) will tell you exactly when to rebirth based on your current stats.
Rebirth Strategy by Stage
Early Game (Rebirth 0 → 1)
Your first rebirth is the most impactful. Going from x1.0 to x1.5 and unlocking Floor 2 is a huge power spike.
- Target: around $1,000,000 in cash, with a solid Floor 1 layout
- Make sure all desks are filled with decent workers before you reset
- Use the Rebirth Calculator to confirm that your break-even time is within one long play session
Mid Game (Rebirth 1–2)
These rebirths unlock Floor 3 and push your multiplier higher. Your focus should be on scaling your best workers and statues rather than rushing random upgrades.
- At Rebirth 1, use Floor 2 as your premium floor for your strongest workers
- At Rebirth 2 (~$250,000,000), unlock Floor 3 and start planning a late-game layout
- Always compare keeping your current income vs. resetting with a higher bonus using the calculators
Late Game (Rebirth 3+)
At this stage, requirements reach billions. Rebirths are less frequent, but each one has big impact on long-term scaling.
- Only consider rebirthing when your calculators show a reasonable break-even time
- Focus on filling higher floors with top-tier workers before resetting again
- Use statues and high-end boxes to push your income baseline as high as possible between rebirths
Common Mistakes to Avoid
- Rebirthing too early – If your floors are half-empty or your break-even time is very long, you're wasting potential.
- Waiting too long – Sitting on 10x the requirement with no plan means you are delaying stronger multipliers and new floors.
- Ignoring break-even time – Always estimate it using your current Income/Hour before committing.
- Rebirthing before a short session – Only rebirth if you have enough playtime to benefit from the new bonus.
Pro Tip
The best time to rebirth is at the start of a long play session (2+ hours). This gives you maximum time to benefit from the new bonus and unlocked floors.